High-Value Debt Recovery Solicitors for Individuals 

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When you are owed a large amount of money and your debtor is unable or unwilling to pay, this can not only have a significant impact on your cash flow but also put you under a lot of stress. Our team will work to alleviate that pressure from you by offering clear, actionable advice to resolve the matter and achieve a positive outcome quickly.

Whether we are dealing with a straightforward debt recovery case that can be resolved with pre-action debt collection techniques or we need to use various alternative dispute resolution (ADR) solutions, or even take your case to the County Court or the High Court, our team will ensure that your best interests are protected at every step of the process.

If you would like to get legal advice on a high-debt recovery case, you can speak to our expert solicitors in London, Birmingham and Northampton on 0300 303 2071 or write to us at info@witansolicitors.co.uk to discuss your query. Benefit from a free, no-obligation consultation today.

Our Approach

At Witan Solicitors, we understand how taxing a high-value debt recovery matter can be on you as an individual and we act with understanding and without judgement. Our goal is to empower you to make the right decisions about your case and to put you in the driver’s seat of your situation. 

We take the time to explain complex legal concepts without confusing legal jargon, so you have a clear understanding of the circumstances of your case and the impact of the legal options in front of you. Our debt recovery solicitors will support and guide you through the process to achieve the optimal outcome. 

Our Debt Recovery Services For Individuals

Our debt recovery services for individuals are designed to help individuals who are owed high-value debts of over £100,000, regardless of whether the debtor is an individual or a business. We offer a wide range of legal solutions, including the below:

Letter Before Action

The Letter Before Action or Letter of Claim is the first part of the debt recovery process. It serves to notify the debtor of your intent to take legal action. A well-written Letter Before Action can be enough to prompt the repayment of your debt without the need to involve the Court.

Our experienced debt recovery solicitors can help you draft the Letter of  Claim and we will also take care of any follow-up correspondence on your behalf.

Negotiation, Mediation and Arbitration

If the person who owes you money can’t or won’t pay their debt, our trained negotiators will facilitate the negotiation process “without prejudice”. This means that anything shared during negotiations can’t be used in a legal claim should the negotiations fail. Creating a safe space for negotiation is a useful tool for reducing tension between the parties and often leads to a satisfactory resolution for both sides without the need to pursue further litigation.

When negotiations are not enough to resolve the dispute, we can utilise other techniques from our arsenal of alternative dispute resolution (ADR) services for debt recovery. We can use mediation and arbitration to allow both parties to work on the problem outside of Court and achieve a positive outcome more quickly and for a smaller cost.

County Court Proceedings

In complex cases where peaceful resolution isn’t possible, the next step in the debt recovery process is to apply for a County Court Judgement (CCJ). This gives you access to various enforcement solutions and often the involvement of the court is enough to incentivise the debtor to pay what they owe. With our experienced debt recovery solicitors by your side, you can proceed confidently with the court action required.

High Court Debt Enforcement

Unfortunately, some debtors will not comply even with the County Court Judgement in which case we will move your case to the High Court if needed, opening up a number of other enforcement solutions, including:

• Bailiff Debt Recovery – a bailiff authorised by the High Court can negotiate a repayment schedule for you and secure repayment on your behalf. Bailiffs also have the right to enter the premises where the debtor works or resides and seize assets to offset the debt.
• Charging Order – if the debtor sells their property or assets, this order forces them to use the money to repay you first. Also, if they file for bankruptcy, you will be listed as a “priority creditor” giving you the best chance of getting your money back.
• Order for Sale – following a Charging Order being granted, you could apply for an Order for Sale forcing the debtor to sell their assets and pay you back
• Third-Party Debt Order – this order permits you to take action to freeze the assets of a debtor and directly recover what you are owed

You can rely on our debt recovery solicitors in London, Birmingham and Northampton to guide you through your options and advise you on the best legal strategy for your case.

Bankruptcy Orders & Winding-up Petitions

Even if the individual or business who owes you money goes bankrupt, you may still be able to get your money back. Our team will advise you on issuing a Statutory Demand and/or making an application to the Court for a Winding Up Order (for business debtors) or a Bankruptcy Order (for individual debtors). We will take every legal action available to secure the repayment of your debt.

Commercial Debt Recovery Services

In addition to helping individuals recover high-value debts, we also offer a specialised commercial debt recovery service for businesses. Feel free to contact our team for advice.

Why Choose Witan Solicitors?

• 100+ Years of Combined Experience: We have over a century of experience between us allowing us to offer efficient solutions fast
• Established in 2014: Witan Solicitors have been helping individuals across the UK recover high-value debt since 2014
• Legal 500 Recognised: Our Solicitors have been recognised in the Legal 500
• Industry Experts: Always working to get better is at the core of our principles and we never stop looking to gain more knowledge to provide the best services to our clients
• Multilingual Support: Offering legal advice in more than 10 languages, we can confidently work with international clients on cross-border cases
• Debt recovery experts near you: Our high-value debt recovery solicitors are based in three central locations – Birmingham, London and Northampton

To ensure you feel confident being represented by Witan Solicitors, we offer a no-obligation consultation at the start of every case. It allows us to learn more about you and your case, as well as to give you an idea of how we work. If you don’t want to hire us after that you don’t have to and you won’t have to pay anything. Book your initial consultation on 0300 303 2071 today.