Asset-Based Lending & Finance Solicitors
As Featured In
Our asset-based finance solicitors have been specialising in asset-based lending and leasing transactions since 2014, offering practical legal advice to both borrowers and lenders. We work with UK and overseas clients across multiple sectors, including manufacturing, transport, aviation and the film industry.
Asset-based lending (ABL) is a financing solution that involves securing funds against a high-value asset, such as company vehicles, equipment and heavy machinery, owned by the borrower. Our asset-based finance lawyers can support you with every aspect of your ABL transaction, from due diligence and drafting agreements to resolving complaints and dealing with claims in Court.
Our client-centred, commercially focused approach ensures that our advice is not only legally accurate but also practical in a commercial context. We work with a wide range of clients, giving us the ability to adapt our approach to the size and area of expertise of your organisation. We strip off the legal jargon to deliver actionable advice that you can use to make informed decisions about your asset-based lending transactions.
To discuss your ABL transaction with an asset-based finance solicitor in London, Birmingham and Northampton, get in touch with Witan Solicitors at info@witansolicitors.co.uk to book your free, initial, no-obligation consultation.
Our Services
Our asset-based finance solicitors offer an end-to-end service to support you throughout the asset-based lending process, from underwriting to drafting lease agreements and putting security arrangements in place to protect your assets. Some of the matters we can advise you on include:
- Due diligence investigations
- Strategic commercial financing and ABL transactions advice
- Drafting of lease agreements, agency agreements, introducer agreements and more
- Regulatory and compliance advice
- Acquisition, disposal and financing of asset portfolios
- Export Credit Agency (ECA) financing and tax-based transactions
- Security arrangements, including guarantees, indemnities, insurance and mortgages
- Litigation including standard and more complex claims
Valuations
Our team of experts provides valuation services to lenders to ensure that the asset offered as a security against the loan is fairly priced. It’s important to get a professional valuation before lending any money as the valuation gives you an estimate of the forced sale value of an item, which is usually lower than its market price and the value of the loan should not exceed it.
Added Security for Lenders
In ABL transactions, lenders often require added forms of security to ensure the viability of the transaction. Our team can draft guarantees and indemnities for you, as well as implement security structures, such as share charges, mortgages and insurance to protect your capital.
Asset-Based Finance Claims
Our ABL team of experienced litigators regularly handles money claims, return of goods claims and enforcement matters, as well as claims pertaining to fraud, impersonation and unenforceable agreements. We can also assist you with resolving Satisfactory Quality Complaints and other contentious matters related to asset-based lending.
Other Finance Services
Our banking and finance lawyers in London, Birmingham and Northampton have a varied portfolio of services available to commercial borrowers and lenders which includes areas, such as:
- Acquisition Finance
- Due Diligence
- Financial Regulatory Investigations
Who We Can Help
Our asset-based finance services are suitable for all parties involved in a commercial loan arrangement that involves assets as a security. Our ABL expertise includes working on cases involving a variety of high-value assets, such as commercial vehicles, aircrafts and trains, as well as marine medical equipment and industrial machinery. We regularly work with sole traders, partnerships and limited companies in the UK and overseas. Our clients include:
- Manufacturers
- Financial institutions
- Asset owners
- Lender
- Leasing companies
- Private equity houses
- Investors
Why Choose Witan Solicitors?
- 100+ Years of Combined Experience: With Witan Solicitors, you benefit from unparalleled expertise in the asset-based finance field spanning over a century
- Established in 2014: We have been developing our impressive asset-based lending portfolio of UK and international clients since 2014
- Legal 500 Recognised: Our Solicitors have been recognised in the Legal 500
- Industry Experts: Our experts in banking and finance law are invested in continuously developing their expertise and coming up with creative solutions for our clients
- Multilingual Support: Our multilingual team offers support UK and overseas clients in more than 10 languages
- Asset-based finance experts near you: Our asset-based finance solicitors have legal offices in three locations – London, Birmingham and Northampton
All our clients are entitled to an initial consultation, completely free of charge. During this first meeting, you can tell us more about your case and see how our team can help you. If you don’t feel like we are the right asset-based finance solicitors for you after that, you are under no obligation to work with us further.
Contact Us
To discuss your financial situation with our expert asset-based lending solicitors in London, Birmingham and Northampton, send us your query via email at info@witansolicitors.co.uk to find out how we can best support you. You are entitled to a no-obligation consultation, free of charge when you first get in touch.

Qarrar Somji
Solicitor-Advocate
Qarrar qualified as a Solicitor Advocate in 2014 having previously had experience in a varying range of litigation roles.

What our customers say

Financial Planning for Engaged Couples: Legal Tips Before You Say ‘I Do’
Getting engaged is a meaningful milestone for many, often marked by romance and celebration, but beyond the excitement lies an important transition…




















