Loan Agreement Dispute
Solicitors in Birmingham, London and Northampton

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At Witan Solicitors, our experts can help take the burden of revisiting the terms and conditions of your loan agreements, advising you on the most suitable legal process for settling your dispute. Whether you need a position of credibility to submit a debt recovery claim or help to understand the terms of your credit agreement, we can provide the comprehensive legal support you need.

When it comes to formal credit agreements, a person agrees to borrow a sum of money from a lender. To ensure this agreement is above board, a contract will be drawn up and signed clearly stating the terms and conditions of the loan; for example, whether or not the loan is secured against the borrower’s property or financial assets.

Unfortunately, if a party has misunderstood the terms of the loan at the expense of the other party, loan agreement disputes can occur. Often these disputes arise over hidden fees and additional charges which were not clear or explicitly explained within the loan agreement contract.

Whether a company or individual is facing a debt cover claim or loan agreement dispute, our loan agreement dispute solicitors can step in to resolve the dispute. Get in touch with us for a no-obligation consultation with our loan agreement dispute experts near you today.

How Our Solicitors Can Help With Your Disputes

If you are experiencing a change in circumstances as a borrower or lender, affecting insurance protection (PPI), interest payments or commission, our loan agreement dispute services are here to help. In any debt cover claim or loan agreement dispute, it is best to seek legal advice as soon as possible, and before a case escalates.

Our loan agreement dispute solicitors can advise anyone, from sole traders and small businesses to individuals and larger companies, who are experiencing problems including:

Insolvency
Leases
Misrepresentation
Professional Negligence
Repossession
Recovery Of Assets
Unenforceable Debts

Bankruptcy
Commercial Loan Arrears
Commercial Mortgages
Debt Management Strategies
Fraud
Hidden Fees
Insurance Protection

Our expertise enables us to find you the most cost-effective solution to your loan agreement dispute. If you find yourself or your business unfairly bound to the terms and conditions of a loan or overdraft, do not hesitate to get in touch.

Mitigating The Risk Of Loan Agreement Disputes

To avoid the likelihood of a dispute arising in relation to a loan or other financial agreement with a bank, we recommend keeping an eye out for the following:

Unusual terms and conditions
Unfair conditions in a contract
Coercion or any signs of duress
Lenders adding terms in after a contract is finalised
Lenders not acting in accordance

Common Dispute Scenarios

From our loan agreement dispute solicitor’s years of experience, we have seen a number of common dispute scenarios. If you have experienced any of the following, contact Witan Solicitors today:

Breaching Contract – disputes occur when a lender has contravened the stated terms and conditions within the loan agreement. In doing so the loan agreement is deemed legally unfair and unenforceable.
Breaching Loan-To-Value Covenant – businesses need to be aware of lenders unfairly re-valuing assets in an attempt to put them in default of the agreement, relating to their asset value. This scenario occurs in an attempt to receive a higher interest.
Violating Statutory Rights – it is possible for the statutory rights, between the lender and the borrower, to be violated in a credit agreement. A lender must follow the proper legal processes when allowing credit; if not, then the lender may not be able to recover this payment.
Miscalculating Charges – if extra, hidden or interest charges are enforced that were not explicitly agreed upon before the signing of the contract, disputes can arise.
Threatening to Call-In-Loans – often settled through negotiations, borrowers can become increasingly stressed when lenders threaten borrowers with call-in-loans.

Contact Us

Need to discuss a loan agreement dispute or a debt cover claim? Contact our experienced loan agreement dispute solicitors at info@witansolicitors.co.uk. At Witan Solicitors, we are proud to offer a no-obligation initial consultation to all our prospective clients. Our legal experts are based across the country in Northampton, Birmingham and London; discover our trusted loan agreement dispute solicitors near you.

We can discuss the circumstances of your case remotely or in our offices in Northampton, Birmingham and London.

Qarrar Somji

Solicitor-Advocate

Qarrar qualified as a Solicitor Advocate in 2014 having previously had experience in a varying range of litigation roles.

What our customers say

Excellent

He was not able to help us directly, but was able to recommend us to right team. Excellent.

We instructed Qarrar Somji of Cato Solicitors as our second and in-house Solicitors on a multi-million pound cross-jurisdictional litigation in the Commercial Courts in London. We had previously exclusively used a city firm but the litigation had stalled with no progress or end in sight. With Qarrar’s astute and strategically sound advice, we proceeded with several applications which have resulted in our opponents’ case being struck out. We cannot recommend Qarrar Somji and Cato Solicitors enough. They punch above their weight and have achieved for us what we previously thought was impossible.

-Gurmukh

Would highly recommend Qarrar and his team!
Qarrar is professional, competent and confident in the field he is in!

After speaking to Qarrar about the case and forwarding all the relevant information to him, he assessed the case and advised me of the options I had and that helped me make an informed decision with his assistance.

He acted promptly to submit documents that needed submitting through out the process even when I was slow to respond. His team kept me updated at each stage and helped to come to an agreement which was acceptable, saving me a lot of time, money and hassle. All the above was achieved in a fairly short period of time. Thanks Qarrar and Ada.

-Pennfields

Highly recommend Mr Qarrar Somji, he was recommended to me by a friend, and I was extremely impressed! He was very knowledgeable, confident and able to provide excellent legal aid. Many thanks to him for all the support, it is greatly appreciated!

–Aliya

I recommend Qarrar Samji from Cato Solicitors.
Professional approach to the client.
Mr Somji represented me on a High Court claim for breach of directors duty. Not only did I succeed but with his brilliant advice and advocacy, I also recovered my legal costs.

–Edyta